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Prepare For The Unexpected With An Operations & Compliance Fitness Review

Fraud and scams are on the rise. Our team of experts will ensure you have the knowledge and procedures to protect your business.

Fitness Review

The payments landscape is constantly changing. Maintaining operational best practices and compliant procedures requires continual process review and refresh.

Infinicept's team of risk and compliance experts have worked with banks, acquirers, payment facilitators, card brands, processors and regulators in 25 countries helping them understand the payments ecosystem, increase efficiencies and solve the most difficult of risk related problems.

  • Underwriting Practices
  • Transaction Monitoring
  • Settlement Procedures
  • Management Oversight & Structure
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Fitness Review Methodology

Analyze and assess current state of operations, policies, processes and procedures with requirements and industry best practices across the following functional areas:

  • Underwriting
  • Transaction Review
  • Settlement & Reserves
  • ACH Process & Procedure
  • 3rd Party Agent Vetting & Oversight
  • Portfolio Analytics
  • Change Management

Analyze current risk management operations to ensure effectiveness, clarity, and consistency

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Assess organizational structure, staffing, and roles to align responsibilities and knowledge with best practice staffing models

Identify process and policy gaps and provide targeted recommendations to remediate gaps, enhance risk management, implement best practices, and adhere to required rules

Support and assist in the implementation of gap corrections through on-going support

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Fitness Review Value Proposition

  • Identify operations improvement opportunities
  • Eliminate risk management process, policy, and procedure gaps
  • Maintain compliance with card network rules & regulations
  • Improve risk management and transaction monitoring capabilities
  • Incorporate and implement industry best practices into your payments business
  • Reduce credit risk and chargebacks resulting in lower losses and higher collections
  • Develop more effective submerchant underwriting practices