InfiniBlog

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New Payments Risks Appear With The COVID-19 Outbreak – How Can You Protect Your Merchant Portfolio?

April 3, 2020

New Payments Risks Appear With The COVID-19 Outbreak – How Can You Protect Your Merchant Portfolio?     The global spread of COVID-19 has resulted in a new risk management environment for the payments industry. The world hasn’t faced a similar event since long before the advent of electronic payments. Despite the lack of precedent,…

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What Is Frictionless Underwriting?

February 5, 2020

What Is Frictionless Underwriting?     When a merchant begins selling their products or services, one of the first steps in the process is to obtain a merchant ID (MID) so that they can accept credit card transactions.  Traditionally, this means a merchant applies for an account with an acquiring bank or other bank sponsored…

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What Is A Payment Facilitator?

January 7, 2020

What Is A Payment Facilitator?     A payment facilitator is a company that allows the merchants who they approve to accept electronic payments using the payment facilitator’s infrastructure. Payment facilitators are responsible for underwriting and onboarding merchants – referred to as submerchants in the payment facilitator model – as well as servicing the submerchant…

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PCI Compliance for Payment Facilitators

December 3, 2019

PCI Compliance for Payment Facilitators     When it comes to ensuring Payment Card Industry Data Security Standards (PCI DSS) compliance, there can be a lot of moving parts. As a payment facilitator (PF), the PCI standards have an extensive impact on you and your business model. The payment facilitator model is increasingly gaining in…

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