Posts by Infinicept
Infinicept Honored in Built In’s 2023 Best Places to Work Awards
Ranks 15th on Built In’s 100 Best Midsize Places to Work in Colorado 2023
Read MoreThree Ways Financial Institutions are Capitalizing on Embedded Payments
Software-led payments are driving rapid changes to financial institutions’ payment services strategies. Software companies (sometimes known as independent software vendors or ISVs) are becoming the predominant distribution platform for payment services. This means that ISVs are adopting business models where they look, feel, and act like a merchant services provider. This shift in the market…
Read MoreEpisode 5: Payroc | The Evolution of Managed PayFac
Our guest for this podcast is Payroc Executive Vice President Jared Poulson. We discuss the evolution of the merchant services and acquiring industry, from ISOs and agents to managed Payfacs. Jared also shares his unique perspective on the future of merchant payments, including embedded finance and cryptocurrencies. Read the full transcript below. …
Read MoreEpisode 4: NCR Payments | Connected Commerce and Payments Trends
Our guest on this podcast is Diana Mehochko, COO of NCR Payments. We talk about payment trends – including connected commerce, embedded payments and embedded finance – and how they fit together. We also cover how we can balance the need to deliver connected, seamless solutions that meet consumer demand with the need to…
Read MoreEpisode 3: Fresno First Bank | Beating the Big Banks: Is Fintech a Four-Letter Word?
Our guest for this podcast is Steve Miller, president and CEO at Fresno First Bank. We enjoy a wide-ranging conversation covering topics from competing with big banks to the disruption of payments channels to the transparency and resulting strength of an employee-owned company. We also touch on Fresno First’s advantage in having an acquiring…
Read MoreEpisode 2: Stax | Data is the New Oil; ISVs are Payments Companies
Our guest for this podcast is Menda Sims, Chief Payments Officer at Stax. We chat about two main topics in this conversation. The first is why we say that “data is the new oil,” and how that mantra relates to an evolving payments ecosystem where nontraditional banking and innovative technology are complementing the need…
Read MoreEpisode 1: Fiserv | Demystifying Fintech, Regulations, and Everything In Between
Our guest for this podcast is Kim Ford. Kim serves as senior vice president of Government Relations at Fiserv. We chat about how regulatory bodies like the CFPB, the FDIC and the OCC are evolving under the current administration, and how that is changing the way they approach fintechs. We also cover the regulatory…
Read More“Merchant Service Provider”: What to Think About Before Using This Phrase
The payments ecosystem is chock-full of words and phrases that cause confusion. People often use terms that don’t really mean anything specific. Or the terms might mean different things to different people, depending on the context. Or different card brands can use different terms for the same thing. This can make understanding the industry needlessly…
Read MorePayfacs Continue to Expand Financial Inclusion, the Heart of Embedded Payments
By now, the idea of software-led payments has reshaped the way we think about payments so much, it may be easy to forget how revolutionary it really was. The rise of embedded payments opened the door to offering even more financial services through software platforms, and the space has since become the darling of the…
Read MoreWhy Would You Want to Own Your Merchant Data?
Why Would You Want to Own Your Merchant Data? Software companies choose to embed payments into their platforms – rather than having third parties manage their payments through referral agreements – to advance a variety of goals. They might want to increase their revenue or improve the payments experience for their customers. A desire…
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