How the Chargeback Process Impacts Payment Facilitators Behind most payment transactions is a simple interaction: a cardholder will find a good or a service they like from a merchant and decide to purchase it. They get what they’re looking for, the merchant gets paid for it, and everyone is happy. But there are times when…

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What Do KYC Requirements Mean for Payment Facilitators? Payment facilitators are known for detailed understandings of the industries they serve, which allows them to create a seamless, tailored experience for their merchants. But how well do they know the individual merchants themselves? That’s where KYC requirements come in. What is KYC? KYC stands for “know…

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The Payment Facilitator Perspective: PCI Compliance When it comes to ensuring Payment Card Industry Data Security Standards (PCI DSS) compliance, there can be a lot of moving parts. As a payment facilitator (PF), the PCI standards have an extensive impact on you and your business model. So how can you successfully navigate the PCI landscape,…

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How Becoming a Payment Facilitator Contributes to Revenue and Valuation Growth In April last year, when the economic effects of the pandemic were just beginning to unfold, leading payment facilitator Stripe announced it had raised $600 million. The round brought its valuation to $36 billion, which CNBC said made the company “by far” the most…

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Owning the Merchant Experience: Payment Facilitator Funding Options One of the main reasons many vertical software providers choose to become payment facilitators is the control the model gives them over their merchant experience. As providers who know their customers’ operations well, payment facilitators are better able to craft dynamic, flexible underwriting and onboarding procedures, and…

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Mobile tap payment

Software companies are rapidly becoming the primary way businesses accept payments from their customers  Old-school payment terminals are slowly fading out of existence, the few remaining ones desperately clinging to every dive bar that has yet to upgrade to a modern payment solution. They’re being replaced by iPads or other sleek devices. At the same…

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Denver skyline

Investment and Partnership Will Fuel Product Innovation, Market Expansion and Growth DENVER—Nov. 17, 2020—Infinicept today announced a new funding round led by Mastercard and MissionOG, which will help the company accelerate growth and adoption for its flexible payments infrastructure platform. Infinicept has more than 250 software, banking and fintech customers in 25 countries, and yearly…

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Denver skyline

We were there when it started. How often can you really say that in life? In our case, it was an Electronic Transactions Association board meeting in April 2011, when Mastercard and their peers laid out their plans to launch the “payment facilitator” model in July 2011. In that moment, Mastercard essentially broke down the…

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